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Common Questions About Medicare
Explore answers to the most frequently asked questions about Medicare to help you make informed decisions.
What is Medicare and who is eligible?
Medicare is a federal health insurance program for people aged 65 and older, certain younger people with disabilities, and individuals with End-Stage Renal Disease. Eligibility typically begins three months before your 65th birthday.
What are the different parts of Medicare?
Medicare is divided into four parts: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage Plans), and Part D (Prescription Drug Coverage). Each part covers different services.
How do I enroll in Medicare?
You can enroll in Medicare through the Social Security Administration website, by visiting your local Social Security office, or by calling the Social Security office directly.
What does Medicare not cover?
Medicare does not cover long-term care, most dental care, eye exams related to prescribing glasses, dentures, cosmetic surgery, acupuncture, or hearing aids and exams for fitting them.
How can I lower my Medicare costs?
To lower Medicare costs, consider enrolling in a Medicare Advantage Plan or a Medicare Supplement Insurance (Medigap) policy, which can help cover additional expenses not covered by Original Medicare.
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Contact us today to schedule a consultation and learn how we can assist you in navigating your Medicare options. Our team is ready to provide personalized advice tailored to your needs.